Scottish Widows

New modelling compares higher pension contributions with working longer, showing that contribution increases deliver for savers.

Health challenges are affecting people’s ability to work, manage money and save for retirement, increasing long‑term risk.

New National Retirement Forecast data shows 12.2 million people still face pension poverty in the UK despite recent improvements.

Over the first quarter of 2026, the MSCI ACWI Index, a representative measure of global equities across developed and emerging...

In this article, we look at the attributes of developed market (DM) equities and consider the pros and cons of...

Despite the pullback in March because of the conflict in Iran, we believe equities remain relatively fully valued. In our...

Recent geopolitical developments have placed energy security at the centre of policy discussions across Europe and beyond. Previously, energy security...

Explore the differences between REITs and direct property funds, including liquidity, volatility, income and how advisers use them in multi‑asset...

Albert Einstein reputedly referred to compound interest as `the 8th wonder of the world'. Equity dividend reinvestment has a similar...

In February, the MSCI ACWI Index, a representative measure of global equities across developed and emerging markets, rose 3.4% in...

We run through the types of emerging market debt (EMD) and discuss the pros and cons of having the asset...

Tax Year End brings a lot of questions around pension and ISA allowances. Find the answers to some of the...

Understand how emergency tax applies to pension withdrawals, when clients may overpay, and how to reclaim tax using HMRC forms...

Explore the pros and cons of salary, dividends, and pension contributions for shareholding directors. Learn how to optimise profit extraction...

Prepare for the 2027 inheritance tax changes affecting pension funds. Explore estate planning strategies using cash and investments, including trusts,...

Discover tax year end planning strategies for 2025/26, including maximising pension contributions, using carry forward, and making the most of...

When managing money for clients, the focus is of course on portfolio performance and resultant financial returns. Yet fund transaction...

The MSCI ACWI Index, a representative measure of global equities across developed and emerging markets, increased 3.4% over the fourth...

Our other key findings on wealth transfer challenges, gender diversity in financial advice, and why proactive planning is vital ahead...

Review the key market trends of 2025 - from trade tensions and interest rate shifts to AI-driven equity gains –...

The Gender Investment Gap and the Gender Pension Gap in the UK are well documented. Boring Money has sized the...

Explore whether economic tides are turning in Europe as growth slows, inflation eases, and monetary policy shifts. Gain insights into...

Theme 3 examines technology adoption, focusing on AI integration, workflow automation, and opportunities for improved efficiency.

Discover how smart beta strategies blend passive and active investing to optimise portfolios. Learn the benefits, limitations, and key approaches...

India is now the world’s 4th-largest economy, growing at 6.4% annually. Strong markets, manufacturing growth, and global trade shifts position...

Scottish Widows adopts forward-looking climate metrics to align investments with net zero goals, enhancing portfolio resilience and real-world impact.

Women are becoming an ever-increasing force to be reckoned with when it comes to controlling wealth, but there are still...

Government debt is rising globally. What does it mean for investors, and how can sovereign bonds still play a role...

China’s economy rebounds with stimulus and trade easing, yet property concerns and tariff uncertainty mean investors must stay alert to...

Welcome to the second edition of the Scottish Widows Paraplanner Survey, which takes the pulse of the paraplanning profession and...

Discover how frequent regulatory changes, including the removal of the Lifetime Allowance and Consumer Duty compliance, are reshaping paraplanner workloads,...

Our latest data reveals that a sizeable and persistent gap has opened up between adviser and investor confidence.

With trillions of pounds set to pass between generations in the coming years, intergenerational planning is a well-known issue for...

Welcome to the Scottish Widows Investor Confidence Barometer, which builds on the legacy that we’ve established over the past few...

Uncover key insights from Scottish Widows’ Paraplanner Survey on industry challenges like regulation and workload, and explore opportunities in AI,...

Discover how paraplanners are driving change in financial advice through smarter tech use. Learn why better integration, AI, and user...

Discover insights from Scottish Widows’ Paraplanner Survey, highlighting the evolving role of paraplanners, their tech aspirations, and the push for...