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Part two of the 2026 Scottish Widows Retirement Report focuses on...

Older couple sitting on couch, woman holding smartphone while man points at the screen, both focused on the device

Retirement income decisions and support
A young man in a blazer discusses with an older couple across a glass table with a laptop and a small plant

The retirement income conundrum
Mature couple indoors, man in yellow sweater focused on laptop, woman in blue sweater holding a mug and smiling beside him

Access to pensions is a matter of choice
Multi-generational family sitting together on a sofa at home, with two older adults and two children gathered in a relaxed living room setting. The image represents family support, retirement planning, financial wellbeing, inheritance, and intergenerational connections.

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Contributors

Carolyn Jones
Retirement Director, Scottish Widows
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Chira Barua
CEO, Scottish Widows
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Graeme Bold
Managing Director, Workplace and Intermediary Wealth, Scottish Widows
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Pete Glancy
Head of Pensions Policy, Scottish Widows
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